 |
 |
 |
Welcome MCHCP Members!Coverage Advisor from WebMD can help you plan ahead for health care
costs and can help you make coverage choices that will meet your family’s needs
effectively and affordably. Create customized family health
profiles. First, enter the name, age, sex and location of everyone who will be
covered under your plan. Then add information about their health status and any
treatments or medications they’re receiving. You can select basic descriptions
like “generally well“, “some health needs” or “significant health needs”. You
can also include specific conditions like asthma, cancer, diabetes, pregnancy
and more. Estimate the services you’ll
need. The Coverage Advisor then gives you an estimate of your family’s
healthcare needs for the coming year – doctor visits, prescriptions and more –
based on people like you in your region. You can adjust this estimate to reflect
your family’s typical healthcare use and any additional services you plan for
the year. Estimate out-of-pocket
expenses. The Coverage Advisor will help you compare the out-of-pocket expenses
you can anticipate under different benefit plans. Additionally, it will help you
understand the value of funding a Flexible Spending Account
(FSA) or Health Savings Account (HSA). Finally, the Coverage Advisor
will help you see the tax advantage of specific types of healthcare accounts, so
you can make more informed and cost-effective
decisions. Use these links to access Coverage Advisor: Monthly
premiums assume that the employee and spouse, if covered, participate in the
Lifestyle
Ladder program. If you or your spouse do not participate
in the Lifestyle Ladder program, please refer to www.mchcp.org for a monthly premium without
wellness. Monthly premiums assume that the retiree and spouse, if covered, participate in the Lifestyle Ladder program. If you or your spouse do not participate in the Lifestyle Ladder program, please refer to www.mchcp.org for a monthly premium without wellness. |
|||