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Stop loss
Helping you manage high-cost claims

UMR takes an integrated, efficient approach in offering stop loss coverage to our customers. We have relationships with many of the country’s best stop loss carriers. By using our arrangements, we can offer:
 
  • Enhanced transplant benefits with a step-down deductible provision
  • Monthly accumulated cap benefits
  • An aggregating specific benefit
  • A family individual excess benefit
  • A common accident benefit
  • A terminal liability extension option or individual stop loss extension
 
UMR provides customers with integrated immediate claim notification to get a jump start on managing high-cost claims. We also eliminate potential confusion, confrontations and time lags that occur when using multiple vendors.
 
Premium billing and collection services are provided as well as stop loss monitoring reports. 
 
We also discuss options with our customers and explain how differences in plan design and underwriting practices can impact a plan and its coverage.
 
 
  
  
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