Welcome MCHCP Members!
The UMR Health Plan Cost Estimator can help you plan ahead for health
care costs and can help you make coverage choices that will meet your family’s
needs effectively and affordably.
Create customized family health
First, enter the name, age, sex and location of everyone who will be
covered under your plan. Then add information about their health status and any
treatments or medications they’re receiving. You can select basic descriptions
like “generally well“, “some health needs” or “ significant health needs”. You
can also include specific conditions like asthma, cancer, diabetes, pregnancy
Estimate the services you’ll
The Health Plan Cost Estimator then gives you an estimate of your
family’s healthcare needs for the coming year – doctor visits, prescriptions and
more – based on people like you in your region. You can adjust this estimate to
reflect your family’s typical healthcare use and any additional services you
plan for the year.
Estimate out-of-pocket expenses.
The Health Plan Cost Estimatore will help you compare the
out-of-pocket expenses you can anticipate under different benefit plans.
Additionally, it will help you understand the value of funding a Flexible
Spending Account (FSA) or Health Savings Account (HSA). Finally, the
Health Plan Cost Estimator will help you see the tax advantage of specific types
of healthcare accounts, so you can make more informed and cost-effective
Use these links to access the Health Plan
MCHCP Active Members -- 2013 Plans
MCHCP Non-Medicare Retirees -- 2013
MCHCP Active Members -- 2012 Plans
MCHCP Non-Medicare Retirees -- 2012