Dental benefits

A UMR Dental plan provides you and your family with coverage for most common dental services, from cleanings to major services such as crowns and bridges.

Did  you know?
Dentists can detect signs of disease just from looking at your teeth and gums. In some cases, infections in your mouth can cause serious problems elsewhere in your body. With a dental plan, you have easy access to the care you need to keep your mouth healthy.

» Learn how good dental health contributes to better overall health (PDF)



Dental Preferred Provider Organization (PPO) Plan?

Choose any dentist. Save when you stay in-network.  With the Dental Preferred Provider Organization (PPO) plan:


  • You can see any dentist you choose.
  • You don't need a referral to see a specialist.
  • You enjoy extra savings when you see a network provider. Network dentists agree to discount their services for our members up to 35% on average.


» Search for a dentist in the PPO network


Building a foundation of health, preventive care coverage and more

Preventive care services are covered at little or no cost to you. This plan covers all or most of your dental exams and cleanings and provides coverage for fillings. It may provide coverage for other services, such as crowns. See your benefit plan documents for all of the coverage details.

The plan also provides these extra benefits at no cost:


  • Enhanced coverage for pregnant women during their pregnancy and three months following delivery.
  • Annual oral cancer screenings for all adult patients

Note: The dentist search is provided for informational purposes only. Please confirm your provider is in the network once you enroll Dental benefits may not be available from UMR through your employer. Please visit the Mercer Marketplace to learn more about the plans and benefits that your employer is making available to you.